Terms of service

OVERVIEW
This website is operated by SavvyBam.com. Throughout the site, the terms “we”, “us” and “our” refer to SavvyBam.com. SavvyBam.com offers this website, including all information, tools and Services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any Services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

Our store is hosted on Shopify Inc. They provide us with the online e-commerce platform that allows us to sell our products and Services to you.

SECTION 1 – ONLINE STORE TERMS (EXPANDED)

By accessing, browsing, or making a purchase on this website, you affirm and represent that you are at least eighteen (18) years of age, or the legal age of majority in your jurisdiction, whichever is greater. If you are accessing this site on behalf of another person, minor, or legal entity, you further represent that you have full authority to bind such party to these Terms of Service and that such party accepts and agrees to be bound by them in full.

Use of any services, products, tools, content, or other features offered by Savvy Business Advertising Media (“Savvy BAM”) shall be deemed conclusive evidence of your acceptance of all terms, conditions, disclaimers, and policies herein, and your agreement to be legally bound without modification.

You expressly agree not to use Savvy BAM’s Services or website for any unlawful, unauthorized, fraudulent, or malicious purpose. Prohibited conduct includes, but is not limited to, violations of any applicable laws, regulations, or third-party rights, including intellectual property laws. You further agree not to use the Services in a manner that could damage, disable, or impair any Savvy BAM systems, interfere with other users’ access, or compromise the integrity or security of any data.

Transmission of malicious code, viruses, or unauthorized scripts through or to this website is strictly prohibited and will result in immediate account termination and legal action. Any attempt to gain unauthorized access to data, networks, or systems is a breach of this Agreement and may subject you to criminal prosecution and civil liability.

Violation of any provision of this section shall result in the immediate termination of your right to use the Services, in addition to all available legal remedies, including injunctive relief, monetary damages, and recovery of legal fees.

SECTION 2 – GENERAL CONDITIONS

Savvy Business Advertising Media (“Savvy BAM”) reserves the right to refuse service to any individual, entity, or account, at any time and for any reason, without obligation to provide notice or justification. Access to our website and services is provided at our sole discretion and may be suspended, limited, or terminated without prior notice.

You acknowledge and agree that any content you transmit (excluding payment information) may be transferred unencrypted over various networks and modified to conform to the technical requirements of connecting systems. Credit card data is always encrypted during network transmission.

You expressly agree not to reproduce, duplicate, copy, sell, resell, exploit, or misuse any part of the Services, access to the Services, or any content made available through the website without express written consent from Savvy BAM.

Legal and Financial Liability Disclaimer
Savvy BAM shall not be liable for any costs, losses, damages, or legal fees incurred by you or any third party resulting from your use or misuse of the Services, or from any breach of these Terms of Service. You agree to indemnify and hold harmless Savvy BAM, its affiliates, officers, agents, contractors, and employees from any claims, actions, damages, or expenses, including attorney’s fees, arising out of your conduct, content, or violation of these Terms.

Savvy BAM shall not be responsible for any third-party disputes arising from your use of our Services, including but not limited to claims involving copyright infringement, defamation, intellectual property, or contractual violations initiated by other parties.

Limitation of Indemnity Cap
In no event shall Savvy BAM’s total financial liability to you for any claim or cause of action exceed the actual amount paid by you for the specific Service at issue, and only for payments made within the thirty (30) calendar days preceding the claim.

Disclaimer of Consequential or Punitive Damages
Savvy BAM shall not be liable for any indirect, incidental, special, punitive, exemplary, or consequential damages, including but not limited to loss of revenue, data, profits, reputation, or opportunity, even if advised of the possibility of such damages.

The headings contained in this Agreement are included for convenience only and shall not affect the meaning or interpretation of any provision.

SECTION 3 – ACCURACY, COMPLETENESS, AND TIMELINESS OF INFORMATION

Savvy BAM does not warrant or guarantee that the information presented on this website is accurate, complete, reliable, current, or free from error. The content provided is offered for general informational purposes only and should not be relied upon as the sole basis for making decisions without consulting more complete, authoritative, or timely sources of information.

You acknowledge and agree that any reliance on material presented on this site is done at your own risk. We expressly disclaim any liability for errors, omissions, or inaccuracies in the content.

Historical or archived information made available on this website is not guaranteed to be current and is provided solely for reference purposes. We reserve the right, but are under no obligation, to update, modify, or remove the contents of this website at any time. It is your sole responsibility to monitor any changes.

Savvy BAM shall not be held liable for any direct or indirect loss or damages arising from your use or reliance on any content made available through the website, whether such content was accurate or not at the time of access.

SECTION 4 – MODIFICATIONS TO THE SERVICE AND PRICES

All prices for digital products and services offered by Savvy BAM are subject to change without prior notice and at our sole discretion. We reserve the right at any time to modify, suspend, or discontinue any part of the Services, website content, or digital product offerings without liability or obligation to provide notice.

We shall not be liable to you or to any third party for any modification, price adjustment, suspension, or discontinuance of the Service. Any such changes shall take effect immediately upon posting unless otherwise stated.

You acknowledge and agree that it is your responsibility to review pricing, service descriptions, and other relevant content before making a purchase or entering into a service agreement. Continued use of the Service after changes constitutes your acceptance of such changes.

Savvy BAM reserves the right to correct pricing errors or misstatements at any time and to cancel or refuse any order placed for a digital product or service listed at an incorrect price.

SECTION 5 – DIGITAL PRODUCTS OR SERVICES

Certain digital products and services may be available exclusively through our website. These offerings are delivered electronically and may be subject to limited-time access, download restrictions, or individualized configurations, depending on the nature of the service purchased.

All digital products are described as accurately as possible. However, Savvy BAM does not warrant that descriptions, previews, or representations of any digital product or service will be error-free, complete, or fully match your expectations. Your reliance on such descriptions is at your own risk.

Savvy BAM reserves the right to limit, cancel, or restrict access to any digital product or service to any individual, geographic region, or jurisdiction, at our sole discretion, without liability. We may exercise this right on a case-by-case basis. We also reserve the right to discontinue any digital product or service at any time without notice.

All purchases of digital products and services are governed by our Refund Policy, which strictly prohibits returns, refunds, or exchanges due to the intangible and custom nature of our offerings. By purchasing, you acknowledge and agree to these terms.

We do not guarantee that the quality of any digital product, service, or downloadable content will meet your expectations or that any errors in the Service will be corrected.

Copyright Disclaimer:
Savvy BAM does not permit the submission, use, or incorporation of any copyrighted materials, trademarks, or other proprietary content to which the user does not hold lawful rights or clear written authorization. By submitting any materials to Savvy BAM, you represent and warrant that such materials are original, non-infringing, and fully owned by you or lawfully licensed for your use.

You further agree that Savvy BAM shall not be held liable for any claims, damages, or losses arising from your submission or inclusion of any unauthorized or copyrighted content. Any content found to be in violation of copyright laws may result in the immediate cancellation of your project without refund, and may be reported to the appropriate legal authorities.

SECTION 6 – ACCURACY OF BILLING AND ACCOUNT INFORMATION

You agree to provide current, complete, and accurate purchase and account information for all transactions conducted through our website. It is your responsibility to ensure that your billing details, contact information, and payment credentials remain correct and updated at all times. Any failure to do so may result in service delays, denied access, or automatic cancellation of your digital product or service order.

Savvy Business Advertising Media (“Savvy BAM”) reserves the right, at its sole discretion, to refuse or cancel any order placed. We may impose limitations on purchases made per person, per business, per household, or per account. Orders using the same customer profile, payment method, IP address, or contact data may be flagged or denied if suspected to be fraudulent or abusive.

In the event that your order is altered or canceled, we may attempt to contact you using the email address and/or billing address provided. We are not responsible for failed communications due to inaccurate or outdated customer information.

Chargebacks and Fraudulent Billing:
Any unauthorized use of payment methods, submission of stolen financial information, or filing of chargebacks on valid digital purchases constitutes a material breach of this Agreement. If you initiate a chargeback or dispute without contacting Savvy BAM to resolve the matter in good faith, you agree that Savvy BAM shall have the right to permanently suspend access to your account and seek reimbursement for all costs incurred, including the full amount of the original purchase, legal fees, administrative processing fees, and recovery expenses.

Limitation of Financial Responsibility:
Savvy BAM shall not, under any circumstances, be held financially responsible for any banking errors, user-submitted inaccuracies, failed payments, unauthorized charges, or third-party payment gateway issues that are outside of our control. Users assume full responsibility for the accuracy of their billing activity and waive any claim of liability against Savvy BAM for losses, delays, or damages related to billing or payment disputes.

All billing issues and related claims shall be governed by the binding arbitration and legal provisions stated in these Terms of Service.

SECTION 7 – OPTIONAL TOOLS

We may provide you with access to third-party tools, platforms, software, or plug-ins over which Savvy BAM neither monitors nor exercises control, and to which no warranties, endorsements, or representations are provided.

You acknowledge and agree that any use of optional tools or integrations offered through the Site is provided strictly "as-is" and "as-available" without any guarantees, and entirely at your own risk and discretion. You are solely responsible for reviewing and accepting the terms and conditions imposed by any such third-party providers before using their tools or services.

Savvy BAM shall bear no liability, direct or indirect, for any damage, error, misconfiguration, data loss, service interruption, financial harm, or legal issue arising from or related to your use of these optional tools.

The introduction of new services, features, or third-party tools via the Site shall also be governed by these Terms of Service.

SECTION 7 – OPTIONAL TOOLS

The introduction of new services, features, or third-party tools via the Site shall also be governed by these Terms of Service.

SECTION 8 – THIRD-PARTY LINKS

This website may include links, banners, widgets, or references to third-party websites, services, applications, or content that are not owned, operated, or controlled by Savvy BAM.

By accessing third-party websites through our Site, you acknowledge and agree that:

Such external sites are governed by their own privacy policies, terms of use, and security practices;
Savvy BAM has no responsibility or liability for the accuracy, reliability, legality, or content of any third-party materials or services;
Your interactions, transactions, or communications with third-party providers are entirely at your own risk.

Savvy BAM expressly disclaims any and all liability for any damages, losses, or harm incurred in connection with the use of or reliance on any third-party sites or services linked through our platform. We do not endorse or assume responsibility for any product, advertisement, or opinion presented by third parties.

It is your responsibility to carefully review and understand the terms, policies, and practices of third-party providers before engaging with them.

SECTION 9 – USER COMMENTS, FEEDBACK, AND OTHER SUBMISSIONS

By submitting any content—whether creative ideas, suggestions, proposals, plans, feedback, reviews, or other materials (collectively, "Submissions")—to Savvy BAM, whether at our request or voluntarily, you agree that we may, at any time and without restriction:

Use, reproduce, modify, publish, distribute, and display such Submissions in any medium;
Translate or adapt Submissions for promotional, editorial, legal, or developmental purposes;
Do so without obligation to compensate, credit, or notify you.

You further acknowledge that:

We are under no obligation to maintain any Submission in confidence;
We may, but are not obligated to, monitor, edit, or remove content that we determine, in our sole discretion, to be offensive, unlawful, threatening, defamatory, infringing, or otherwise objectionable;
You are solely responsible for the legality, originality, and content of any Submissions you provide.

Intellectual Property Warranties:
By submitting any material, you represent and warrant that you either own the rights to the content or have obtained express written permission to use and submit such content. Submissions must not infringe upon any copyright, trademark, privacy, or proprietary right of any third party.

Any Submissions found to violate these rights may be removed without notice, and you may be held liable for resulting claims or damages. Savvy BAM disclaims all liability associated with third-party claims arising from your submitted content.

SECTION 10 – PERSONAL INFORMATION

Your submission of personal information through the Savvy BAM website is governed by our official [Privacy Policy], which is incorporated herein by reference.

By using this site and submitting any personal data, you consent to:

The collection, use, and sharing of your information in accordance with our Privacy Policy;
The transmission and storage of your data through our secure servers and third-party service providers, including Shopify and other e-commerce platforms;
Our right to use your data to process orders, communicate with you, improve services, conduct internal analytics, and comply with legal obligations.

Savvy BAM maintains reasonable safeguards to protect your personal data. However, you acknowledge that no online platform can be guaranteed to be 100% secure, and by continuing to use this site, you accept this risk.

Please refer to the full Privacy Policy for details about how your data is handled, your rights, and how you may contact us with concerns or data requests.

SECTION 11 – ERRORS, INACCURACIES, AND OMISSIONS

Occasionally, there may be information on our site or within the Service that contains typographical errors, inaccuracies, or omissions that may relate to digital product descriptions, pricing, promotions, delivery timelines, or availability.

Savvy BAM reserves the right to:

Correct any such errors, inaccuracies, or omissions at any time without prior notice;
Change or update information or cancel orders if any related details on the site or Service are inaccurate—even after you have submitted an order.

We undertake no obligation to update, amend, or clarify information on the Service or any related digital platform, including but not limited to pricing information, except as required by law. No specified update or refresh date should be interpreted as guaranteeing that all site content has been modified or is current.

Any reliance on material found on this site is made at your own risk.

SECTION 12 – PROHIBITED USES

In addition to other prohibitions set forth in these Terms of Service, you are strictly prohibited from using the Site, its content, or any Savvy BAM Services:

(a) For any unlawful purpose;
(b) To solicit others to perform or participate in any unlawful acts;
(c) To violate any applicable international, federal, provincial, or state regulations, rules, laws, or local ordinances;
(d) To infringe upon or violate our intellectual property rights or the intellectual property rights of others;
(e) To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate;
(f) To submit false, misleading, fraudulent, or malicious content or information;
(g) To upload, transmit, or disseminate viruses, malicious code, or any technology that may harm Savvy BAM’s operations or users;
(h) To interfere with or circumvent the security features of the Site, related websites, other websites, or the Internet;
(i) To collect or track the personal information of others without proper consent;
(j) To engage in any spamming, phishing, scraping, or data-mining practices;
(k) To exploit the Site or its content for commercial purposes without express authorization.

Savvy BAM retains the exclusive right to determine whether any conduct violates these prohibitions. Violation of this section will result in immediate termination of your Services and access, and may also subject you to criminal or civil liability. Savvy BAM expressly disclaims any financial responsibility for damages or losses resulting from your prohibited use.

SECTION 13 – DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

WARRANTY DISCLAIMER:
Savvy BAM provides all services, digital products, and content “as is” and “as available,” without any representation, warranties, or conditions of any kind—express, implied, statutory, or otherwise. This includes, but is not limited to, any implied warranties of merchantability, fitness for a particular purpose, durability, title, and non-infringement.

We do not warrant that:

The Service will be uninterrupted, timely, secure, or error-free;
The results obtained from the use of the Service will be accurate or reliable;
Any errors in the Service will be corrected.

You expressly agree that your use of, or inability to use, the Service is at your sole risk.

LIMITATION OF LIABILITY:
To the fullest extent permitted by law, Savvy BAM—including its directors, officers, employees, affiliates, agents, contractors, licensors, service providers, subcontractors, and suppliers—shall not be liable for any direct, indirect, incidental, punitive, special, or consequential damages. This includes, but is not limited to, lost profits, lost revenue, loss of savings, loss of data, or replacement costs arising from:

Your use of the Services or digital products;
Any errors or omissions in any content;
Any loss or damage incurred as a result of the use of the Services or any content posted, transmitted, or otherwise made available.

INDEMNITY AGAINST CHARGEBACK CLAIMS:
You acknowledge that initiating a chargeback for services already rendered or digital products delivered is a material breach of this Agreement. You agree to indemnify Savvy BAM for any financial loss, fees, or penalties incurred from such claims, and you waive any right to pursue chargebacks through your financial institution for authorized transactions.

Savvy BAM shall not bear financial responsibility for user misconduct, including any legal fees, financial losses, or liabilities arising from your actions or submissions.

SECTION 14 – INDEMNIFICATION

You agree to fully indemnify, defend, and hold harmless Savvy Business Advertising Media (“Savvy BAM”), including its officers, directors, employees, agents, affiliates, contractors, licensors, service providers, subcontractors, suppliers, and representatives, from and against any and all claims, liabilities, losses, damages, judgments, awards, costs, expenses, and fees (including reasonable attorneys’ fees) arising out of or related to:

Your breach of these Terms of Service or any documents incorporated by reference;
Your violation of any applicable law or the rights of a third party;
Your use or misuse of the Services, digital products, or website;
Your submission, transmission, or use of any content, including unauthorized or infringing materials;
Any claims of copyright infringement or intellectual property violations tied to content you provided or submitted to Savvy BAM;
Any attempt by you to reverse payments, initiate chargebacks, or dispute completed transactions without valid cause.

This indemnity obligation will survive the termination of these Terms of Service and your use of the Services.

SECTION 15 – SEVERABILITY

In the event that any provision of these Terms of Service is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, such provision shall nonetheless be enforced to the fullest extent permitted by applicable law.

The unenforceable portion shall be deemed severed from these Terms, and such determination shall not affect the validity and enforceability of any remaining provisions.

This severability clause ensures that the remainder of the agreement remains in full force and effect, preserving Savvy BAM’s rights and legal protections regardless of any specific term’s enforceability.

SECTION 16 – TERMINATION

These Terms of Service shall remain in full force and effect unless and until terminated by either you or Savvy BAM.

Termination by User:
You may terminate these Terms at any time by notifying us in writing that you no longer wish to use our Services or when you cease all access to our website.

Termination by Savvy BAM:
Savvy BAM reserves the right, in its sole discretion and without notice, to suspend or terminate your access to the Services, digital products, or website if we believe you have violated any provision of these Terms of Service, or if your conduct may harm Savvy BAM’s reputation, operations, or other users. Termination may occur with or without cause.

Survival of Obligations:
All obligations and liabilities incurred by you prior to termination—such as payment obligations, indemnification, and limitations of liability—shall survive the termination of this Agreement for all purposes.

No Liability for Termination:
Savvy BAM shall not be held liable for any loss, damage, or inconvenience caused by the suspension or termination of access to the Services or website, and no refund or compensation shall be due.

SECTION 17 – ENTIRE AGREEMENT

These Terms of Service, together with all policies, disclaimers, and legal notices referenced herein or made available by hyperlink (including but not limited to the Privacy Policy, Refund Policy, and Shipping Policy), constitute the full and complete agreement between you and Savvy Business Advertising Media (“Savvy BAM”) governing your access to and use of the website and Services.

This agreement supersedes all prior or contemporaneous communications, proposals, discussions, and agreements, whether oral or written, between you and Savvy BAM.

No waiver of any provision of these Terms of Service shall be deemed a further or continuing waiver of such provision or any other, and any failure by Savvy BAM to enforce any right or provision shall not constitute a waiver of such right or provision.

Any ambiguities in the interpretation of these Terms shall not be construed against Savvy BAM as the drafting party, and all provisions shall be interpreted to provide maximum enforceability in favor of Savvy BAM.

SECTION 18 – GOVERNING LAW

These Terms of Service, and any dispute or claim arising out of or in connection with them, their subject matter, or their formation (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law principles.

You irrevocably consent that any legal action or proceeding arising under or in connection with these Terms shall be resolved exclusively through binding arbitration in accordance with the rules of the American Arbitration Association (AAA), and the venue shall be Los Angeles County, California. Judgment on the arbitration award may be entered in any court having jurisdiction.

You waive any right to trial by jury or to participate in a class action related to your use of the Services or these Terms of Service.

To the fullest extent permitted by applicable law, you also agree that Savvy BAM shall not bear financial responsibility for any legal fees, damages, or costs incurred by you in connection with such proceedings.

SECTION 19 – CHANGES TO TERMS OF SERVICE

Savvy Business Advertising Media (“Savvy BAM”) reserves the sole and absolute right to update, modify, revise, or replace any part of these Terms of Service at any time, without prior notice. Any such changes will become effective immediately upon being posted to this page, unless otherwise stated.

It is your responsibility to regularly review the most current version of the Terms of Service, which can be accessed at: https://savvybam.com/policies/terms-of-service. Your continued use of or access to the website or Services after any changes have been posted constitutes your acceptance of those changes.

Savvy BAM shall not be liable for any damages or losses resulting from your failure to review or be aware of changes to these Terms.

SECTION 20 – CONTACT INFORMATION

Questions, concerns, or legal notices regarding the Terms of Service should be directed to:

Savvy Business Advertising Media (Savvy BAM)
Website: https://www.savvybam.com

All correspondence related to legal matters, including notices of disputes or arbitration requests, must be submitted in writing and addressed to the contact email above.

For general customer support, inquiries about purchases, or technical assistance, please use the website chat feature or email us directly.